Credit and Collateral Tracking

LQAS (Loan Quality Assurance System) is a leading document tracking and imaging system. LQAS can track and value up to 1,300 pieces of like collateral for each note. For example, one note can track up to 1,300 aircraft, 1,300 automobiles, or the like. LQAS can also track an unlimited number of documents under each note and customer. Not only can LQAS track and image documents, it can also generate exception reports, coming due reports, and customer letters. With embedded imaging, the loan staff can review any credit or collateral file without leaving their office. LQAS can also inform lenders of a document’s status, and allow them to review document images in less than two seconds at any branch or via an iPad at any location.*

Browser Enabled

LQAS customer and loan information is also accessible using a Web browser via your intranet. Once LQAS is installed on your server, the users simply point to your server with their Web browser. There is nothing else to install on the client machine. Once you generate a report, it can be saved as a PDF file and emailed if the user wishes.

LQAS Features:

• Line sheets
• Exception reports
• Coming due reports
• Exception letters
• Coming due letters
• Officer performance monitoring
• Cross pledge collateral tracking
• Automated bank defined checklists
• Fully automated customer/loan review
• Classified loan reports
• Split grading on loans and customers
• SIC/NAICS tracking
• Immediate generation of document waivers
• Critical exceptions
• Critical aging reports
• Loan agreement/policy covenant tracking
• Total direct/indirect and related debt tracking (a.k.a. relationship tracking)
• Embedded document imaging*
• Barcode imaging and retrieval*
• Custom fields
• Multiple search fields
  – Short name
  – Customer ID number
  – Credit description
  – Loan number
  – Collateral description
  – Document comments
  – 3rd party name and number
• And much more…

* With purchase of document imaging option.